What is Your Dream? Most people have a dream, or something they rather be doing than the line of work they are currently in. I’ve heard so many times that someone would love to open their own store, or be their own boss. But they do absolutely nothing to try and achieve it.
New York is not a cheap city. It’s probably the most expensive city (between San Francisco) in the country. But I wanted to own a piece of the Big Apple, even if that piece is only 350 square feet of living space. Many people have asked me how I was able to purchase an apartment
If you are in debt then one of the things you need to do is cancel your gym membership if you have one. If you do not have any credit card or student loans debts, you have an 8 month emergency fund, and you are contributing the maximum amounts to your retirement accounts, then you
I am a native New Yorker, I have never lived anywhere else in my life. And as a native, we are always looking for the best deals in town. If you are visiting New York and want to save some money, then you have come to the right place. New York is probably one of
If you haven’t been living under a rock then I’m sure you’ve noticed a ton of retail stores have been closing down for good. It seems like all of them have gone under or are struggling to stay open. Sears, JC Penny and a bunch of other stores come to mind. I was in a
I’ve always said money could never buy time or your health. But two nights ago I was in the Emergency Room at a hospital in Manhattan. My partner’s blood pressure was through the roof. He’s had a fever and a massive headache for almost two weeks. So he finally checked himself into the hospital. He
It’s the Most Dangerous Debt You Can Have Student loans are so dangerous because in most cases, you cannot get rid of them even if you file for bankruptcy. You heard right, even if you don’t have a roof over your head and food to eat, you are still responsible for paying back your student
For those of you on a budget or just trying to save more money, I know its difficult keeping your spending to a minimum, especially during the weekends. The costs of entertaining ourselves and our families have gotten way out of control. Just going to the movie theater these days will cost you
This weekend I bought the iPhone X. Yes, I know it costs over $1K (after taxes) but there were some rules on if someone should and can afford the iPhone X. Read more about that here. After all, this phone is a want and not a need. Can you really afford the iPhone X?
One of the best financial tips you will ever get is to never cosign for anything for anyone. Banks view the cosigner as the ‘sucker’ that will inherit and be legally responsible for the loan payments when the loan goes into default. Why Banks/Companies Want a Co Signer When somebody applies for a mortgage